|
Rates on loans denoted by * will vary based on credit history. Rates
are subject to change without notice.
| Loan Type |
Rates* |
Amount Financed |
Terms |
| Auto
Loan Rates* |
| New Auto |
as low as
4.49%APR
|
up to 100%
|
Approx. 24 mos. |
as
low as
4.74%APR |
up
to 100% |
Approx.
25-36 mos. |
as low as
4.99%APR |
up to 100% |
Approx. 37-48 mos. |
as
low as
4.99%APR |
up
to 100% |
Approx.
49-60 mos. |
as low as
4.99%APR |
up to 100% |
Approx. 61-72 mos.** |
as
low as
5.45%APR |
up
to 100% |
Approx.
73-84 mos.*** |
Used Auto
|
as low as
4.49%APR
|
up to 100% |
Approx. 24 mos. |
as
low as
4.74%APR |
up to 100% |
Approx.
25-36 mos. |
as low as
4.99%APR |
up to 100% |
Approx. 37-48 mos. |
as
low as
4.99%APR |
up to 100% |
Approx.
49-60 mos. |
as low as
4.99%APR |
up to 100% |
Approx. 61-72 mos.** |
as
low as
5.45%APR |
up to 100% |
Approx. 73-84 mos.*** |
**Auto
Loans $18,000 and over qualify for up to 72 month financing.
***Auto Loans $30,000 and over qualify for up to 84 month financing.
Note: .25% rate
reduction when you use automatic payments on your loan from your KFCU
checking account.
|
| Boats,
RVs, Campers, and Travel Trailers* |
| New |
as low as
5.45%APR
|
100% of MSRP
|
up to 60 months |
as low as
6.20%APR |
or selling price, |
61
to 72 months** |
as low as
6.20%APR |
whichever less |
73 to 84 months** |
as low as
6.95%APR |
|
85 to 144 months** |
| Used |
as low as
5.45%APR
|
100%Book
Val.
|
up to 60 months |
as low as
6.20%APR |
or selling price, |
61
to 72 months** |
as low as
6.20%APR |
whichever less |
73 to 84 months** |
as low as
6.95%APR |
|
85
to 144 months** |
|
Models
not found in NADA book will require an appraisal to determine value.
Used models 1988 and older may be considered for financing.
** Note: 61 to 84 month terms are available for loans over $12,000
only. The amount of the loan determines the length of financing
offered. Only loans over $30,001 qualify for the 144 month financing.
Note:
.25%
rate reduction when you use automatic payments on your loan from your
KFCU checking account.
|
| Motorcycles* |
| New |
as low as
5.00%APR |
100% of MSRP
|
up to 36 months |
as low as
5.50%APR |
or
selling price, |
37 to 48 months |
as low as
6.00%APR |
whichever less |
49 to 60 months |
as low as
7.00%APR |
|
61 to 72 months* |
| Used |
as low as
6.00%APR |
100% Book Value
|
up to 36 months |
as low as
6.50%APR |
or
selling price, |
37 to 48 months |
as low as
7.50%APR |
whichever less |
49 to 60 months** |
|
* Loans
$20,000 and over.
** Loans $10,000 and over.
Note:
.25%
rate reduction when you use automatic payments on your loan from your
KFCU checking account. ATV's and Dirt Bikes are considered
Miscellaneous Collateral, as they are off road vehicles.
|
| MasterCard/Visa |
Visa Platinum Rewards
|
9.9% APR |
$750 to $25,000 |
No annual fee
Free travel insurance On all cards.
|
| MasterCard
Gold |
8.90% APR |
$5000 to
$25,000 |
| Visa Classic or
MasterCard Standard |
10.90% APR |
$750 to $25,000 |
| Student:Visa
Classic or MasterCard Standard |
10.90% APR
|
$500 to $5,000 |
| Shared Secured
Mastercard |
12.90% APR |
$300 to $5,000 |
VISA Classic & Standard Balance transfer fee*: $2.50
* Balance transfer offer excludes any existing KFCU balances.
|
| KreditLine |
| Unsecured |
Variable Rate
4% above Prime
9.00% APR |
Min. $1,500
Max. $25,000 |
$15.00 monthly payment
per $500 balance |
| Share Secured |
4.00 APR |
Min. $1,500
Max. up to verified & available share balance. |
$15.00 monthly payment
per $500 balance |
|
Share
Secured Loans
|
Share Secured
Loan |
2.0% above
base rate
on Regular Shares |
100% of Available
Shares |
up to 120 months |
| Certificate Pledge
Loans |
2.0% above
CD rate
|
100% of Original Balance |
up to 120 months |
| Miscellaneous
Collateral* |
| New & Used |
as low as
8.40% APR |
Up to value of Collateral |
up to 48 months |
as low as
8.40% APR |
Up to value of
Collateral |
49 to 60 months** |
** 49 - 60 months for $10,000 or greater.
Note:
.25%
rate reduction when you use automatic payments on your loan from your
KFCU checking account. Miscellaneous Collateral includes ATV's, Dirt Bikes,
New Furniture, New Appliances, New Personal Computers, riding lawn mowers,
farm tractors (for personal use), ect. |
| Signature Loan* |
| Signature Loans |
as low as
6.90% APR |
-- |
up to 48 months** |
as low as
8.40% APR |
-- |
49 to 60 months*** |
** 0.25% rate reduction for Automatic Payment to Loan from KFCU Checking Account will only be offered on Signature Loans for a term of 49 to 60 months. The rate reduction will not be offered on Signature Loans with a term of 48 months or less.
*** 49 - 60 months for $10,000 or greater.
Maximum loan amount $25,000.00;
|
*
Actual rates vary based on credit history.
Loan
information
and On-line
applications
or call
LOANS-BY-PHONE at 1-888-KEESLER
|
