Your Savings Federally Insured to $100,000

Share Savings, Christmas Club and IRAs for 3rd Quarter 2008.
Checking & HIMMA for August 2008
Certificate Rates for Aug 27, 2008 - Sept 3, 2008
* All rates listed are subject to change without notice.

Share Savings Type Minimum Balance
Requirement
Rate Annual
Percentage
Yield
Share Savings $0.00 - $4,999
$5,000 and up
1.25%
1.50%
1.26%
1.51%
Checking $0.00 - $2,499
$2,500 and up
0.50%
1.00%
0.50%
1.01%
Christmas Club
Savings
$1.00
1.50%
1.51%
HIMMA
(Money Market Acct)
$0.00 - $2,499
$2,500 and up
1.25%
2.75%
1.26%
2.78%
IRA Savings
(IRA CD rates below)
$25 2.75% 2.78%
Share Certificates & IRA Share Certificates:
3 Month $1000 2.72% 2.75%
6 Month $1000 3.96% 4.00%
9 Month $1000 3.19% 3.20%

9 Month - 1 Penalty Free Withdrawal
(not avail. w/ IRA)

$1000 3.19% 3.20%
1 Year $1000 4.18% 4.25%
FirstStep 1 Year $25 2.77% 2.80%
15 Month $1000 3.45% 3.50%
18 Month $1000 3.55% 3.60%
19 Month $1000 3.55% 3.60%
2 Year $1000 3.94% 4.00%

3 Year

$1000 4.04% 4.10%

3 YR Bump Rate

$1000 3.94% 4.00%
4 Year $1000 4.18% 4.25%
5 Year $1000 4.43%

4.50%

Jumbo Share & IRA Certificates:
3 Month $100,000 2.82% 2.85%
6 Month $100,000 4.06% 4.10%
9 Month $100,000 3.29% 3.30%
1 year $100,000 4.28% 4.35%
18 month $100,000 3.65% 3.70%
2 Year $100,000 4.04% 4.10%
3 year $100,000 4.14% 4.20%
3 YR Bump Rate $100,000 3.94% 4.00%
4 year $100,000 4.28% 4.35%
5 year $100,000 4.52% 4.60%

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