Credit Reports

Your credit report can say a lot about you. It can affect more areas of your life than just qualifying for a credit card or a loan. Some companies and landlords use this information to evaluate your worthiness for employment, insurance, or a place to live. Monitoring your credit history is very important. Below is a listing of the three major credit bureaus and information on how you can receive free credit reports.

Equifax
800-685-1111
PO Box 740241
Atlanta, GA 30374

For Fraud Alerts:
800-525-6285
PO Box 740241
Atlanta, GA 30374

Hearing Impaired call
1-800-255-0056
and ask the operator to call the Auto Disclosure
Line at 1-800-685-1111 to request a copy of your report

Experian
888-397-3742
PO Box 2104
Allen, TX 75013

For Fraud Alerts:
888-397-3742
PO Box 9530
Allen, TX 75013

TDD: 1-800-972-0322

TransUnion
800-888-4213
PO Box 1000
Chester, PA 19022

For Fraud Alerts:
800-680-7289
Fraud Victim Assistance Div.
PO Box 6790
Fullerton, CA 92634

TDD: 1-877-553-7803

AnnualCreditReport.com
AnnualCreditReport.com is a centralized service for consumers to request annual credit reports. It was created by the three nationwide consumer credit reporting companies, Equifax, Experian and TransUnion.

AnnualCreditReport.com processes requests for free credit file disclosures (commonly called credit reports). Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides consumers with the secure means to do so.