Annual percentage rate is current as of 12/01/2016 and subject to change without notice. Actual rate may vary based on credit history. Example: On a $100,000 loan, with a 3.52% APR, monthly payments are approximately $ 702.67 per month for 180 months. Taxes and insurance not included, therefore actual payment obligation will be greater. Rate based on financing of 80% LTV on a primary residence or second home. Investment properties have higher rate. Membership and credit eligibility required.