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Want peace of mind and a guaranteed rate of return? Start earning today with a Keesler Federal Share Certificate.

Ready to get started? Let’s do it! Complete this short form and a member services representative will follow up within 48 hours.
Enjoy Flexible Terms
Terms for our share certificates range from 90 days to 5 years, so you can decide how long to let your funds mature.
Get Higher Dividends
Our share certificate and IRA options make your money work harder so you don’t have to do the heavy lifting.
Bump Up Your Rate
Get the most bang for your buck. Some certificate options allow you to bump up your rate once during the length of the term.
Today’s Share Certificate Rates
Term1 |
Minimum Balance Required |
Rate2 |
APY3 |
---|---|---|---|
1Early withdrawal penalties apply. IRS early withdrawal penalties may apply on IRA withdrawals. |
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Term1 3 Month |
Minimum Balance Required $1,000.00 |
Rate2 0.40% |
APY3 0.40% |
Term1 6 Month |
Minimum Balance Required $1,000.00 |
Rate2 0.45% |
APY3 0.45% |
Term1 9 Month |
Minimum Balance Required $1,000.00 |
Rate2 0.50% |
APY3 0.50% |
Term1 1 Year |
Minimum Balance Required $1,000.00 |
Rate2 0.75% |
APY3 0.75% |
Term1 1 Year FirstStep4 |
Minimum Balance Required $25.00 |
Rate2 1.05% |
APY3 1.05% |
Term1 15 Month |
Minimum Balance Required $1,000.00 |
Rate2 0.80% |
APY3 0.80% |
Term1 18 Month |
Minimum Balance Required $1,000.00 |
Rate2 0.85% |
APY3 0.85% |
Term1 19 Month |
Minimum Balance Required $1,000.00 |
Rate2 0.95% |
APY3 0.95% |
Term1 2 Year |
Minimum Balance Required $1,000.00 |
Rate2 1.00% |
APY3 1.00% |
Term1 3 Year |
Minimum Balance Required $1,000.00 |
Rate2 1.10% |
APY3 1.10% |
Term1 3 Year Bump Rate |
Minimum Balance Required $1,000.00 |
Rate2 1.15% |
APY3 1.15% |
Term1 4 Year |
Minimum Balance Required $1,000.00 |
Rate2 1.24% |
APY3 1.25% |
Term1 5 Year |
Minimum Balance Required $1,000.00 |
Rate2 1.49% |
APY3 1.50% |