BILOXI, Miss. – Keesler Federal Credit Union is preparing to provide provisional credit to its members who are federal employees impacted by a possible government shutdown.
The credit will be for Keesler Federal members who are federal employees impacted by the government shutdown and have direct deposit with the credit union. The provisional credit means that Keesler Federal will, in the event of a government shutdown, advance members the amount of their usual payroll deposit, and the advance will be deducted from the member’s account when Keesler Federal payroll is deposited on the next pay date.
Keesler Federal is not charging interest for this provisional credit. It is not a loan or a gift but a service to assist members during a shutdown.
The credit union is monitoring the situation and will notify impacted members through email with details of the provisional credit. The not-for-profit, member-owned cooperative credit union took similar steps during the federal government shutdown in 2019.
“Keesler Federal knows a federal government shutdown will cause hardship for those employees, and we want to make sure our members can continue to meet their needs during this time,” said Andy Swoger, Keesler Federal President and CEO. “Hopefully, this provisional credit will allow them to continue to buy groceries, pay their utilities, and take care of their essential needs.”
About Keesler Federal
Established in 1947 in Biloxi, Keesler Federal is the largest credit union headquartered in Mississippi, with more than 380,000 members and $5 billion in assets. Named by Newsweek in 2025 as one of the best credit unions in America for the third consecutive year, the not-for-profit cooperative more than 50 branches in Louisiana, Mississippi, Alabama, and the UK. Keesler Federal membership is available to anyone who lives, works, worships, or attends school within its service areas. For more information, visit KFCU.org and follow us on Facebook, Instagram, X (Twitter), LinkedIn and YouTube.
Contact:
T. Bradley Keith, Director of Public Relations & Communications
TBradley.Keith@kfcu.org (228) 701-1347 – direct; (225) 364-5804 – cell