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Business Accounts

Business Checking and Savings Options

Keesler Federal offers business checking, savings, and money market accounts designed to help manage day-to-day operations and support long-term growth. Compare account options to find the right solution for managing your business finances.

Compare Business Savings Accounts

Review the features and requirements of Keesler Federal business savings accounts to find the option that best supports your business savings goals.
Best if you want to:
Opening deposit
Minimum daily balance
Access to funds
Dividends

Business Primary Share

Earn your business a membership share in the credit union.
$5
$5
Up to 6 electronic withdrawals per month
Compounded quarterly

Business Savers

Take advantage of a free, no-fuss savings account.
$0
$0
Up to 6 electronic withdrawals per month
Compounded quarterly

Business Money Market

Earn higher dividends with easy access to your funds.
$2,500
$2,500
Up to 6 electronic withdrawals per month
Compounded monthly

Compare Business Checking Accounts

Compare Keesler Federal business checking accounts to find the option that fits your transaction needs and daily business operations.
Best if you want:
Opening deposit
Minimum daily balance
Feature Title HereMonthly service charge
Transaction fees
Dividends

Basic Business Checking

A no-frills checking account to help you manage your everyday finances.
$25
None
None
The first 225 items paid or deposited per statement cycle are free, with a charge of 25¢ per exceeded item
None

Smart Business Checking

To earn dividends on your checking balance and you expect to maintain higher balance levels.
$25
$2,500 average daily balance requirement to avoid $10 monthly service charge
$10 if daily balance falls below $2,500
The first 350 items paid or deposited per statement cycle are free, with a charge of 25¢ per exceeded item
Compounded monthly
Merchant Services

Payment Solutions for Your Business

Keesler Federal partners with Clover from Fiserv to provide payment processing and business management tools designed for restaurants, retailers, and service businesses.

  • Accept multiple payment types including EMV chip cards and digital wallets

  • Built-in security to help protect your business and customers

  • Tools for loyalty programs, rewards, and customer engagement

  • Sales insights and reporting to better understand performance

  • Manage payments, inventory, and business operations in one system

 *©2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement with First Data Merchant Services LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. 

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Business Debit Cards

Simple, Secure Access to Your Business Funds

As a member-owned credit union, we believe managing your business finances should be simple, transparent, and reliable. Our business debit cards give you secure, direct access to your business checking account—so you can pay expenses, manage cash, and stay in control every day.

Key Benefits

Instant Access to Cash - Pay for business expenses directly from your account without carrying cash.

Spend Control - Set limits by card, employee, or transaction type to manage expenses confidently.

Real-Time Tracking - Monitor transactions as they happen to keep spending aligned with your budget.

No Interest Charges - Since purchases draw from existing funds, there’s no interest or revolving balance.

Widely Accepted - Use your card anywhere major debit cards are accepted—online or in person.

Enhanced Security - Built-in fraud monitoring and chip technology help protect your business funds.

Ideal for: daily operating expenses, employee purchases, and straightforward cash management.

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Business Credit Cards

Flexible Credit Backed by Personalized Service

Our business credit cards are designed to support your growth—with flexible purchasing power and the trusted, local service you expect from your credit union. You’ll get the convenience you need, with decisions made close to home and support from people who know your business.

Key Benefits

Improved Cash Flow - Pay expenses now and pay your balance later - freeing up cash for other priorities.

Higher Spending Power - Access a credit line that can grow with your business.

Expense Separation - Clearly separate personal and business expenses for easier accounting.

Purchase Protection - Enjoy added protections like fraud coverage, extended warranties and dispute support.

Build Business Credit - On-time payments can help establish and strengthen your business credit profile.

Ideal for: larger purchases, recurring expenses, travel, and businesses focused on growth.

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Tools to Support Your Business

Manage Operations

Business banking tools help companies manage deposits, monitor balances, and track account activity to support day-to-day financial operations.

Two people working in an office.
Two people working in an office.
Manage Operations

Business banking tools help companies manage deposits, monitor balances, and track account activity to support day-to-day financial operations.

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Move Money Easily

Business accounts allow companies to send payments, transfer funds, and manage transactions through secure digital banking tools.

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Protect Your Accounts

Keesler Federal provides security tools and monitoring designed to help protect business accounts and detect suspicious activity.

Business Checking & Savings FAQs

You can make business deposits via mail, by visiting any of the Keesler Federal’s branch locations, or through ACH. 

Business services may be extended to members who are within our field of membership and in any area where we have a branch location. We do not offer business services in the U.K.

The business owner does not need to be a member in order for the business to open an account at Keesler Federal; however, each of the business owners need to be within our field of membership.

Recommendation is to only list the types of accounts and a statement to contact us for additional information on required documentation. 

We offer accounts for the following business types:
• Associations
• Non-Profit Corporations
• Corporations and S Corporations
• Limited Liability Companies (LLCs)
• Partnerships

Required Documentation:
Documentation requirements vary depending on the type of business and may include formation documents, tax identification information, and authorized signer details.

Please contact us for specific requirements based on your business type.

Merchant Services Disclosure

*©2026 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement with First Data Merchant Services LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.