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Credit Cards

Find the Right Credit Card

Keesler Federal offers credit card options designed for everyday spending, balance transfers, and managing purchases. Compare features, benefits, and card options to choose the one that fits your financial needs.
BALANCE TRANSFERS

Lower Rates and No Transfer Fees

Transfer high-interest balances to a Keesler Federal credit card with lower rates and no balance transfer fees. Choose an option below to get started.

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MEMBER GIVEBACKS

Credit Cards Qualify for Member Givebacks

Keesler Federal credit card holders are automatically eligible for the Member Giveback program. Each month, one member may have a qualifying loan or credit card payment reimbursed.
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Credit Card Benefits and Features

Keesler Federal credit cards provide rewards, great rates, no annual fee and are easy to manage.
Security and Fraud Monitoring

Keesler Federal credit cards include built-in security protections designed to help monitor and detect suspicious activity. Cardholders benefit from fraud monitoring tools and the ability to quickly report unauthorized transactions to protect their accounts.

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Security and Fraud Monitoring

Keesler Federal credit cards include built-in security protections designed to help monitor and detect suspicious activity. Cardholders benefit from fraud monitoring tools and the ability to quickly report unauthorized transactions to protect their accounts.

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Manage Your Card

Members can manage credit cards directly through Keesler Federal digital banking. Card management tools allow you to monitor activity, control card access, and review transactions from online or mobile banking.

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Tap to Pay

Keesler Federal credit cards support contactless payments, allowing members to quickly tap their card at participating terminals for secure and convenient purchases.

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Worldwide Card Access

Use your Keesler Federal credit card wherever VISA® is accepted worldwide. Credit cards offer a convenient way to make purchases while traveling and managing expenses through digital banking.

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Manage Monthly Payments

Keesler Federal credit cards offer flexible repayment options that allow members to manage balances and make payments through online banking or mobile banking tools.

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Low and Transparent Fees

Keesler Federal credit cards are designed with straightforward pricing and fewer unexpected costs. Competitive rates and low fees help members manage balances while keeping borrowing affordable.

  • Annual fee: $0

  • Replacement card fee: $0

  • Cash advance: $5

  • Return item fee: Up to $25 per returned item

  • Foreign transaction fee: 1% of transaction

  • Late payment fee: Up to $25 if payment is 10 days late
Card Security

Protect and Manage Your VISA® Card

Keesler Federal VISA® credit cards include built-in security tools to help protect your account and give you control over your card activity.

  • Monitor transactions and receive account alerts

  • Lock or unlock your card through mobile banking

  • Manage card settings using Card Management tools

  • Report lost or stolen cards quickly

  • Benefit from VISA® fraud monitoring protections

  • Review transactions anytime in digital banking
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Card Rewards

How CURewards Works

Keesler Federal Rewards credit card holders earn points on purchases and can redeem them through the CURewards Redemption Center. Members can also earn additional points when shopping through participating retailers in the CURewards Mall.

To access CURewards in Online Banking:

  • Login to your Keesler Federal digital banking account

  • Find the CURewards widget in the widget list and open

  • Navigate to the Rewards tab and browse and redeem rewards
Earn Rewards by Using Your Card

Keesler Federal Rewards credit card holders earn points on every purchase. As points add up, redeem them for:

  • Cash Back – Use points to redeem deposits in $50 increments to your account or apply to your credit card balance

  • Gift Cards – Use points to apply to restaurant, gas or other gift cards

  • 2Travel – Use points toward flights, vacation packages and more. Earn up to three (3) bonus rewards for every dollar spent in net purchases of new travel booked through curewards.com
  • Merchandise – Use points for computers, jewelry and more. Earn extra points when you shop in-store or online at select local, regional, and national merchants within the CURewards Mall.
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Earn Rewards by Using Your Card

Keesler Federal Rewards credit card holders earn points on every purchase. As points add up, redeem them for:

  • Cash Back – Use points to redeem deposits in $50 increments to your account or apply to your credit card balance

  • Gift Cards – Use points to apply to restaurant, gas or other gift cards

  • 2Travel – Use points toward flights, vacation packages and more. Earn up to three (3) bonus rewards for every dollar spent in net purchases of new travel booked through curewards.com
  • Merchandise – Use points for computers, jewelry and more. Earn extra points when you shop in-store or online at select local, regional, and national merchants within the CURewards Mall.
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Earn More Points
Members can earn additional points by shopping through the CURewards Mall. Participating retailers offer bonus points when purchases are made through the rewards shopping portal. Your Mall points will automatically combine with your CURewards points for even bigger rewards.
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Shop with Partners

The CURewards Mall includes a network of participating retailers that offer opportunities to earn additional reward points on purchases. Options include:

  • Amazon

  • Bass Pro Shops

  • CVS Pharmacy

  • Disney

  • Estee Lauder

  • Franklin Planner

  • Goodyear

  • Home Depot

  • IndoChino

  • JCWhitney

  • Kohls

  • Lumber Liquidators

  • Macy’s

  • Many, many more…

Credit Card FAQs

Find answers to common questions about Keesler Federal credit cards, including applications, account management, rewards, and card features.

Once you activate your new Visa card, the balance on your existing credit card will automatically transfer to the new Visa account. This balance will continue to accrue interest at your pre-existing interest rate until it is paid in full. New purchases made with your Visa card will be subject to the rate of your new Visa card.

Want to take advantage of Keesler Federal’s low rates? You can transfer up to your Keesler Federal credit card limit from another credit card. The best part? We don’t charge any balance transfer fees!

You can transfer up to your Keesler Federal credit card limit from another credit card with no balance transfer fees. Fill out our Balance Transfer form to get started.

The payments for credit card accounts are calculated at 3% of the balance plus any over limit amount. Credit Life and Credit Disability is calculated and added each month based on the balance of the account at the time statements run.

  • Late fee: Up to $25.00 after payment is 10 days late
  • Returned Item fee: $25.00 per return item
  • Cash Advance: $ 5.00
  • Credit Card Statement: $2.00
  • Credit Card Convenience Check Stop Pay Fee: $25.00 per request

Up to $100,000.

The APR will be determined by the risk score assigned to the credit report pulled at the time the loan application is processed.

Due to the different disclosures for each card, the members who wish to convert to a new card type must sign a new application. Once the new account is opened, the balance on the existing credit card account will be transferred to the new card.

Your new Visa card will have a different card number and expiration date. Therefore, if your old Keesler Federal credit card is on file with any merchants for recurring payments (e.g.: mobile phone/internet service, Amazon, Netflix, PayPal, etc.), please remember to update those accounts with your new card information.

Disclosure

Membership eligibility required. Subject to credit approval.

Keesler Federal Credit Union provides credit card services in Mississippi, Louisiana and Alabama and wherever members are eligible to join.

1Rate current as of 1/01/26

2Actual bonus reward amount will vary depending on the product purchased. Travel must be purchased at www.CURewards.com. Please see your rewards site for additional important details.

Click here for credit card disclosures.

Balance Transfer Fees

*Subject to approval. Membership and credit eligibility required.