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Find the Right Checking Account
What Benefits Are Available with Checking Accounts?
Checking Saver is a free savings account with no minimum balance that earns dividends when you meet the monthly qualifications of your linked Keesler Federal checking account. When you qualify for Checking Plus or Checking Pays, you automatically qualify for the highest Checking Saver dividend rate. Qualification is based on everyday banking activity, such as debit card use and direct deposit during each Monthly Qualification Cycle.
Checking Saver is a free savings account with no minimum balance that earns dividends when you meet the monthly qualifications of your linked Keesler Federal checking account. When you qualify for Checking Plus or Checking Pays, you automatically qualify for the highest Checking Saver dividend rate. Qualification is based on everyday banking activity, such as debit card use and direct deposit during each Monthly Qualification Cycle.
Keesler Federal offers optional member discounts and rewards through a low-cost program available with an eligible checking account. For $3.99 per month, members can access travel discounts, cash back offers, and savings on everyday purchases and services. New members can enroll by phone at 1-888-533-7537 or at your nearest branch.
Keesler Federal offers identity theft protection and credit monitoring through an optional service available with an eligible checking account. For $7.00 per month, members receive tools to monitor, detect, and recover from identity theft. New members can enroll by phone at 1-888-533-7537 or at your nearest branch.
Smart Change is a savings feature that rounds up your debit card purchases to the nearest dollar and transfers the difference into a savings account. This allows you to save automatically with everyday spending. Your rounded-up deposits earn dividends at 2% APY*, helping your savings grow over time. To use Smart Change, you need an eligible Keesler Federal checking account and debit card. Enrollment is available by phone or at a branch. Enroll by calling 1-888-533-7537 or find your nearest branch to enroll in person.
(*APY = Annual Percentage Yield)
Overdraft Privilege is a service that allows Keesler Federal to cover certain transactions when there are not enough funds in your checking account. This may include checks, ACH payments, recurring debit transactions, and teller withdrawals, up to your assigned limit.
There is no cost to have Overdraft Privilege unless you use it. A $25 fee may apply for each overdraft item, but no fee is charged if your account is overdrawn by $5 or less.
Keesler Federal online banking allows you to transfer money, send payments, and monitor your account activity from one secure platform. Move funds between accounts, send money to others, and manage payments with ease. You can also set up account alerts to track balances, transactions, and transfers in real time, helping you stay informed and in control of your finances.
A Free Debit Card with Every Checking Account
Key benefits include:
- No monthly fee and unlimited purchases
- Accepted anywhere Mastercard® is accepted worldwide
- Free cash withdrawals at Allpoint, CUHere and MoneyPass ATMs
- Cash back available at participating retailers
- Built-in protections, including extended warranty and price protection
- Multiple debit card designs to choose from
Get Paid Early with Priority Pay
Once your direct deposit is submitted, funds are made available as soon as they are received. Future payments may be available up to two days earlier than your scheduled payday, depending on when the deposit is sent. Priority Pay is free and provides a secure way to access your money sooner without relying on paper checks.
