Vehicle Loans

Finance Your Vehicle with a Keesler Federal Loan

Keesler Federal offers vehicle loans for motorcycles, boats, RVs, ATVs, golf carts, tractors and more with competitive rates and flexible terms. Whether you're buying or refinancing, our financing options are designed to help you move forward with confidence.

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Vehicle Financing

What Vehicle Loan Options Are Available?

Keesler Federal offers vehicle loans for motorcycles, boats, RVs, ATVs, golf carts, outdoor recreational vehicles, tractors and more with competitive rates and flexible terms. Our financing options are designed to fit your budget and lifestyle.

Competitive rates for new vehicle financing
Flexible terms for motorcycles, RVs, golf carts, ATVs, outdoor recreational vehicles, boats and tractors
Simple online application process
Trusted financing from your local credit union

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Protection Plans

Vehicle Protection Coverage Options

Keesler Federal offers optional protection plans designed to help cover your loan in the event of unexpected situations. These voluntary coverage options can help protect your finances, your vehicle investment, and your family. Explore each option below to understand how protection plans work.

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Guaranteed Asset Protection

Guaranteed Asset Protection (GAP) helps cover the difference between what your vehicle is worth and what you still owe on your loan if your vehicle is declared a total loss or stolen and not recovered. Because vehicles often depreciate quickly, your insurance settlement may not fully pay off your loan balance. GAP is a voluntary, non-insurance product that can waive the remaining balance not covered by your primary insurance.

Disability Protection

Disability coverage helps protect your loan payments if you are unable to work due to illness or injury. If you are unable to work for 31 days or more, this coverage can make your loan payments until you return to work or the loan is paid off. These voluntary options provide financial support during unexpected life events and help protect your credit and financial stability.

Loss of Life Coverage

Loss of Life Protection helps ensure your auto loan is paid off in the event of your passing, so your family is not left with the remaining balance. A clear title is issued once the loan is satisfied. Coverage is voluntary, customizable based on your needs, and can be added at loan closing or at any time.

Guaranteed Asset Protection

Disability Protection

Loss of Life Coverage

Multiple Ways to Apply

How to Apply for an Auto Loan

Keesler Federal accommodates multiple convenient methods for you to apply for your auto loan.

Active Duty Benefit

Auto Loan Discount for Active Duty

Active duty service members may qualify for an exclusive 1% discount on vehicle loans through Keesler Federal. It’s one way we recognize your service and help you save on financing.

Exclusive 1% rate discount on auto loans
Available for active duty service members
Applies to new and used vehicle financing
Simple application and eligibility process
Designed to support military members and families

Apply for an Auto Loan

Insurance Requirements

How Do I Provide Proof of Insurance?

Auto loans require full coverage insurance, including comprehensive and collision, for the life of your loan. If you received a request from Keesler Federal, you will need to submit proof of your active policy.

Have your insurance declarations page and Keesler Federal notice ready
Complete the Vehicle Insurance Verification Form to submit your information
Keesler Federal will contact your insurance
Ensure Keesler Federal Credit Union is listed as lienholder
If you do not have insurance, purchase a full coverage policy before submitting

Submit Insurance Information

Vehicle Loan FAQs

Frequently Asked Questions About Vehicle Loans

Find answers to common questions about vehicle loans, terms, applications, refinancing, and what to expect throughout the financing process.

You can pay online, by phone, by mail or at your nearest branch. You can also set up a recurring online payment option. See all loan payment options here.

Please recall that as part of your loan obligation you are required to maintain physical damage/Comp & Collision insurance for the full term of your loan. If you have insurance, you will need your insurance declarations page and the notice from Keesler Federal. Then, please fill out this Vehicle Insurance Verification Form. We will contact your insurance agent to verify that the data on the form is correct. If you do not have insurance, please contact an insurance agency or company of your choice and purchase full coverage, including comprehensive and collision, and list Keesler Federal Credit Union as the lien holder.

Rates

¹Actual rates and terms vary based on credit history and loan amount.

APR is annual percentage rate.

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