Find the Right Savings Account
Explore Your Savings Options
A basic savings account to help you start building savings while maintaining Keesler Federal membership.
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Minimum deposit is $5
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Earn quarterly dividends up to 0.20%
- Supports automatic transfers
A savings account designed to automate savings and customize accounts to meet your savings goals.
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No minimum deposit
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Earn quarterly dividends up to 0.20%
- Supports automatic transfers
Earn higher dividend rates while keeping flexible access to your savings.
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Higher balance tiers earn higher dividends
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Convenient access to funds when needed
- Digital banking access and account tools
Grow your savings over time with fixed-term certificates or retirement savings accounts.
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Fixed dividend rates for predictable growth
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Multiple term options available
- IRA options for retirement savings
Compare Savings Account Options
Primary Share Savings
Alternate Share Savings
Christmas Share Savings
High Interest Money Market Account (HIMMA)
HIMMA Premier High Interest Money Market Account
Checking Saver
Savings Accounts for Young Members
Keesler Federal offers savings accounts designed for children, teens, and even newborns to help families start building strong financial habits early.
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Open your child’s account with a minimum deposit of $5
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Includes a savings passport to track deposits and withdrawals
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Earn rewards through a punch card program for regular savings
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Receive an activity book to support financial learning
- Earn giveaway items for deposits made at Keesler Federal branches
What Is Checking Saver?
Checking Saver is a free savings account that rewards you with dividends when you meet the qualifications of your linked Keesler Federal checking account. There is no minimum balance required to earn rewards.
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No minimum balance required to open or maintain the account
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Earn dividends by meeting checking account qualification requirements
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Automatically qualifies when paired with eligible checking accounts
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Earn higher rates when you qualify for Checking Pays rewards
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Simple to qualify by using your debit card and everyday banking
- Variable rate savings account designed to reward active members
Savings Tools and Features
Manage your savings accounts anytime through Keesler Federal online and mobile banking. Members can check balances, transfer funds, deposit checks, and track account activity securely from one place.
Set up automatic transfers from checking to savings to build your balance over time. Scheduled transfers make it easier to stay consistent with your savings goals.
Through online banking, we offer financial wellness tools to help you monitor balances, track spending patterns, and better understand how your saving habits support your financial goals.
Account alerts help you stay aware of activity in your savings accounts. Set notifications for balance changes, transfers, or important account updates.
Withdraw cash, transfer funds, and check balances using Keesler Federal ATMs and partner networks whenever you need account access.
Smart Change is a savings feature that rounds up your debit card purchases to the nearest dollar and transfers the difference into a savings account. This allows you to save automatically with everyday spending.
Your rounded-up deposits earn dividends at 2% APY*, helping your savings grow over time. To use Smart Change, you need an eligible Keesler Federal checking account and debit card. Enrollment is available by phone or at a branch. Enroll by calling 1-888-KEESLER or find your nearest branch to enroll in person.
(*APY = Annual Percentage Yield)
Manage your savings accounts anytime through Keesler Federal online and mobile banking. Members can check balances, transfer funds, deposit checks, and track account activity securely from one place.
Set up automatic transfers from checking to savings to build your balance over time. Scheduled transfers make it easier to stay consistent with your savings goals.
Through online banking, we offer financial wellness tools to help you monitor balances, track spending patterns, and better understand how your saving habits support your financial goals.
Account alerts help you stay aware of activity in your savings accounts. Set notifications for balance changes, transfers, or important account updates.
Withdraw cash, transfer funds, and check balances using Keesler Federal ATMs and partner networks whenever you need account access.
Smart Change is a savings feature that rounds up your debit card purchases to the nearest dollar and transfers the difference into a savings account. This allows you to save automatically with everyday spending.
Your rounded-up deposits earn dividends at 2% APY*, helping your savings grow over time. To use Smart Change, you need an eligible Keesler Federal checking account and debit card. Enrollment is available by phone or at a branch. Enroll by calling 1-888-KEESLER or find your nearest branch to enroll in person.
(*APY = Annual Percentage Yield)
View the Membership and Account Terms and Conditions for more information about your account.