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Ultimate Checking Click Here to Apply Now

4th Quarter  2018

Under $2500 $2500 and Over
Share Min Opening Bal Rate APY 1 Rate APY 1
Checking 2 $25.00 3 0.15% 0.15% 0.20% 0.20%

1 Annual Percentage Yield
2 Free4all checking does not earn dividends
3 $25 min deposit to open, no daily balance requirements.

eAdvantage Checking Click Here to Apply Now

4th Quarter  2018

Share Min Opening Bal Rate APY
Checking 1 25.00 2 1.39% 1.40%

1 eAdvantage rate earned if following criteria are met monthly on balances under $25,000: 15 Debit Card transactions posted to your account, one bill paid with KFCU Online Bill Pay, receive eStatements and direct deposit. If criteria are not met or for any amount on deposit in the eAdvantage Checking over $25,000, earn the standard checking rates.
2 $25 min deposit to open, no daily balance requirements.

Savings, Christmas & IRA

4th Quarter  2018

Type Min Bal Req Rate 1 APY 2
Savings $0.00 0.25% 0.25%
Savings $5,000 0.30% 0.30%
Christmas Savings $1.00 0.30% 0.30%
IRA Savings 3 $25 0.75% 0.75%

1 All rates listed are subject to change without notice.
2 Annual Percentage Yield
3 IRS Early withdrawal penalties on IRA withdrawals.

High Interest Money Market Account (HIMMA)

4th Quarter  2018

Share Min Opening Bal Rate APY 2
HIMMA Balances $2,500.00 to $9,999.99 0.40% 0.40%

HIMMA Balances $10,000.00 to $49,999.99 0.40% 0.40%

HIMMA Balances $50,000.00 to $99,999.99 0.45% 0.45%

HIMMA Balances Over $100,000.00 0.50% 0.50%

1 $2,500 minimum to open account and to earn dividends2 Annual Percentage Yield

Share & IRA Certificates of Deposit Rates

   Dec. 5 - Dec. 11

Type 1 Min Bal Req Rate 2 APY 3
3 Month $1000 0.50% 0.50%
6 Month $1000 0.55% 0.55%
9 Month $1000 0.60% 0.60%
1 Year $1000 1.00% 1.00%
1 Year FirstStep 4 $25 1.00% 1.00%
15 Month $1000 1.05% 1.05%
18 Month $1000 1.15% 1.15%
19 Month $1000 1.05% 1.05%
2 Year $1000 1.29% 1.30%
3 Year $1000 1.49% 1.50%
3 Year Bump Rate $1000 1.44% 1.45%
4 Year $1000 1.74% 1.75%
5 Year $1000 1.99% 2.00%

1 Early withdrawal penalties apply. IRS early withdrawal penalties may apply on IRA withdrawals. 2 All rates listed are subject to change without notice. 3 Annual Percentage Yield 4 Not available as IRA Certificates. 5 APY offer effective June 6, 2018 and is subject to change without notice. Minimum $1,000 deposit required; must be opened with 50% new funds not on deposit with Keesler Federal. Offer valid for Consumer, Business, and IRA Certificates only. After 19-month Certificate matures, it will automatically renew at the current 19-month Certificate rate unless you indicate otherwise.
Subject to penalty for early withdrawal. Membership eligibility required.

Jumbo Share & IRA Certificates of Deposit Rates

Dec. 5 - Dec. 11

Type 1 Min Bal Req Rate 2 APY 3
3 Month $100,000 0.60% 0.60%
6 Month $100,000 0.65% 0.65%
9 Month $100,000 0.70% 0.70%
1 Year $100,000 1.10% 1.10%
18 Month $100,000 1.24% 1.25%
2 Year $100,000 1.39% 1.40%
3 Year $100,000 1.59% 1.60%
3 Year Bump Rate $100,000 1.54% 1.55%
4 Year $100,000 1.84% 1.85%
5 Year $100,000 2.08% 2.10%

1 Early withdrawal penalties apply. IRS early withdrawal penalties may apply on IRA withdrawals. 2 All rates listed are subject to change without notice. 3 Annual Percentage Yield