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CHECKING

Accounts to Fit Your Life

Open an account

In search of the perfect checking account? Good news—we’ve got three.

The right checking account provides a nice, solid foundation for the rest of your banking. Choose from three accounts, all with these great features:

Platinum debit card

MasterCard® Platinum Debit Card with no monthly fee

Keesler Online

Fast and convenient online and mobile banking

Online Bill Pay and DepositNOW

Pay bills online and deposit checks on the go

Overdraft protection

Overdraft Privilege available on all approved accounts. Learn more

No minimum balance

No minimum balance on any of our checking accounts

High-tech protection

Free EMV chip debit card and real-time text alerts

Now, let’s find the right account for you:

  • Best if you want:

    Best if you want:

  • Monthly fee

    Monthly fee

  • Dividends

    Dividends

  • ATM fee rebates

    ATM fee rebates

  • Free money orders, checks, and travelers card

    Free money orders, checks, and travelers card

  • Free $10,000 AD&D insurance

    Free $10,000 AD&D insurance

Free4all Checking

  • Best if you want:

    A free, no-strings-attached checking account

  • Monthly fee

    $0

  • Dividends

    No

  • ATM fee rebates

    No

  • Free money orders, checks, and travelers card

    No

  • Free $10,000 AD&D insurance

    No

eAdvantage Checking

  • Best if you want:

    To earn higher dividends when you meet our simple requirements

  • Monthly fee

    $0 if you meet the requirements1  (Otherwise $8)

  • Dividends

    Dividends of 

    1.39%

    on balances up to $25,000,2 paid monthly

  • ATM fee rebates

    (Up to $10 per month)

  • Free money orders, checks, and travelers card

    No

  • Free $10,000 AD&D insurance

    No

Ultimate Checking

  • Best if you want:

    An account with extra benefits, like travel services, ID theft protection and more

  • Monthly fee

    $0 if you meet the criteria (Otherwise $8, $4 if age 50+)

  • Dividends

    Dividends of 

    0.15%

    on balances up to $2,500 or more; paid monthly

  • ATM fee rebates

    No

  • Free money orders, checks, and travelers card

  • Free $10,000 AD&D insurance

I am so satisfied with Keesler Federal. I originally wanted to try and build my credit and they helped me achieve and understand so much more.

— Patricia W., Jackson, MS

The Ultimate Checking experience

In addition to earning higher dividends on balances of $2,500 or more, Ultimate Checking provides extra benefits such as:

  • Discounts on travel and rental cars
  • Identity theft protection
  • National retail discounts
  • Dining and entertainment discounts
  • Health savings
  • Cash-back rewards

Ultimate Checking is free for: Elite Prime members and members with monthly direct deposit and combined balances of $10,000 in loans3 and deposits on all accounts with the same primary member.

Enroll in Ultimate Checking benefits

Debit Card

Enjoy the benefits of our MasterCard® Platinum Debit Card, including:

  • No monthly fee and unlimited purchases
  • Easy, safe and convenient—can be used anywhere MasterCard is accepted
  • Free cash withdrawals at Allpoint, CUHere and MoneyPass ATMs
  • Get cash back for point-of-sale purchases
  • Extended warranty, price protection and other perks
  • Five great designs to choose from
  • Activate your debit card here

Overdraft Privilege

Life is busy and unpredictable. Despite your best efforts, it can be easy to lose track of your account balance. Overdraft Privilege is a service that protects you (up to an assigned limit) when there is insufficient money in your checking account to cover transactions such as checks, teller withdrawals, ACH transactions, and recurring debit card payments. There is no cost for this service unless you use it; you may be charged a $25 fee for each overdrawn item.

Make Smart Change With Your Spare Change

Smart Change automatically rounds up all your debit card purchases to the next dollar and deposits the difference into a savings account earning 2% APY4 in dividends.

It’s an easy way to save –and grow – your money!

All you need to get started is an eligible Keesler Federal checking account (Ultimate, Free4all or eAdvantage checking) and debit card.

You can enroll at any branch or by calling 1-888-KEESLER.

Find your nearest branch

 

 

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Simply Debit Savings Account

Simply Debit®—a savings account with a debit card—is designed for members who may not qualify for a standard checking account, but still need the convenience of an account with a debit card. For a $10 monthly fee,5 you enjoy:

  • Free MasterCard Debit Card
  • Free Keesler Online
  • Free Keesler Mobile
  • Worldwide ATM access

After a year of responsibly using Simply Debit, you may apply for one of our regular checking accounts.

Contact us about opening a Simply Debit account

Debit Card

Checking FAQs

No. To open a checking account members are required to have a savings share account with a minimum of $5 at all times.

Yes, you may make up to 6 withdrawals per month by calling or visiting a branch.

You can order checks online. You will need your routing number, account number, and zip code.

See all Checking FAQs

Online and mobile banking

Take care of most of your banking needs from your desktop, tablet or mobile device. Simply login from wherever you have internet access to manage your accounts, pay bills and more.

Explore Keesler Online or download the Keesler Mobile app

Other benefits of joining Keesler Federal

Membership at Keesler Federal is the membership that just keeps on giving! Enjoy friendly service, great rates, low fees, and more.

Learn how to join today

Open a checking account today

Stop by one of our branches
Find your nearest branch
Open an account online
Get started

Disclosures

1To avoid the $8 monthly fee on our eAdvantage Checking, you need to meet these four simple requirements:

  • 15 debit card transactions posted to your account
  • One bill paid with Keesler Federal online bill pay
  • Receive eStatements
  • At least one monthly direct deposit into your eAdvantage Checking account

2Higher bonus dividend rate earned if above criteria is met on balances under $25,000. If criteria is not met or for any amount on deposit in the eAdvantage Checking over $25,000 – earn the standard Ultimate Checking rates.
3Does not include credit cards.
4APY is annual percentage yield. Membership and credit eligibility required.
5Membership eligibility required. Must be 18 or over to qualify, even if joint owner is over 18. Overdraft Privilege and Balance Shield are not available with Simply Debit. Online Bill Pay, DepositNOW and external ACH transfers are not available with Simply Debit. Email address and eStatements required. Choose Savings to withdraw cash from a Simply Debit account at an ATM. An additional $10 monthly fee will be charged for paper statements if no email address is provided or if eStatements are declined.

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