Your success is our success
We know that an investment in a local business is an investment in our community. With competitive rates and flexible terms, our lending services team will help you take the next leap.
Commercial Real Estate
Whether you’re purchasing, refinancing, or renovating a commercial building, we will find a customized solution for your real estate goals. With flexible terms and fixed rates, we offer a fast and streamlined approach to financing commercial real estate.
Business Credit Cards
You’ll never have to worry about an annual fee with our business credit cards. Borrow up to $25,000 with rates as low as
11.50%1
APR.
Business Term Loans
You can’t run your business without the right tools. Whether you are purchasing equipment, machinery or inventory, a term loan may help you bridge the gap. Terms loans can also be used to purchase or refinance company vehicles, specialty vehicles or fleet vehicles.
How to Apply
Applying for a business loan is as easy as 1, 2, 3. Email Keesler Federal Business Services at [email protected] or schedule an appointment in the form below to arrange a consultation.
Meet with a Keesler Federal Commercial Lender
Want to talk through your options and start the process of applying for a business loan? We’d love to meet you! Schedule an appointment with one of our expert Commercial Lenders by filling out the form below. One of our representatives will contact you shortly.
Business Loans FAQ
Association
- Proof of Tax ID Number (Business entity must apply for this through the IRS before requesting to open an account)
- Copy of Charter, Bylaws, or Articles of Organization
- Specific Letter of Request from the Association
- Minutes from most recent meeting to identify officers, title and nature of Organization signed by standing officer(s) or secretary. (Case by case)
- Reference this document to confirm responsible individuals that have authority to open deposit accounts for this business.
- Specific Letter of Request if minutes do not state account to be opened at Keesler Federal Credit Union from the Association listing who is to be on the account and privileges.
Non-profit Corporation
- Proof of Tax ID Number
- Secretary of State Website – Certificate of Good Standing
- Corporate Resolution or Minutes from Corporate Meeting (must be signed by Corp Secretary or next in line/ other officer) prefer two signatures
- Reference this document to confirm responsible individuals that have authority to open deposit accounts for this business.
- Specific Letter of Request if minutes do not state account to be opened at Keesler Federal Credit Union from the Association listing who is to be on the account and privileges.
Important: Non-profit corporations are to be opened as corporations with no beneficial owners.
Corporation or S Corporation
- Proof of Tax ID Number
- Secretary of State Website – Certificate of Good Standing
- Corporate Resolution or Minutes from Corporate Meeting (must be signed by Corp Secretary or next in line/ other officer prefer two signatures)
- Reference this document to confirm responsible individuals that have authority to open deposit accounts for this business.
- Specific Letter of Request if minutes do not state account to be opened at Keesler Federal Credit Union from the Association listing who is to be on the account and privileges.
Sole Proprietor
- Proof of Tax ID Number (if not using own SSN)
- Business License (Privilege tax license)
LLC
- Proof of Tax ID Number
- Secretary of State Website – Certificate of Good Standing
- LLC Operating Agreement
Partnership
- Proof of Tax ID Number
- Secretary of State Website – Certificate of Good Standing
- Copy of Partnership Agreement
NOTE: Keesler Federal reserves the right to decline an application for a new account based on a risk determination.
*Handwritten legal documents will not be accepted.
The business owner does not need to be a member in order for the business to open an account at Keesler Federal; however, each of the business owners need to be within our field of membership. We believe that most business owners will open their personal accounts at the credit union once they see the value of the products and the services that we offer.
Business services may be extended to members who are within our field of membership and in any area where we have a branch location.
We do not offer business services in the U.K.
Disclosures
1Actual rates and terms vary based on credit history, loan amount and collateral.
APR is annual percentage rate.