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BUSINESS LOANS

Flexible Business Financing

Your success is our success

We know that an investment in a local business is an investment in our community. With competitive rates and flexible terms, our lending services team will help you take the next leap.

We have had the opportunity to work with Keesler Federal and Terry Bounds for several commercial loans over the past three years. The service and attention to detail in each case have been outstanding.

— Lee B., Brumfield Properties, Inc.

Commercial Real Estate

Whether you’re purchasing, refinancing, or renovating a commercial building, we will find a customized solution for your real estate goals. With flexible terms and fixed rates, we offer a fast and streamlined approach to financing commercial real estate.

commercial real estate funded by Keesler Federal


Business Credit Cards

You’ll never have to worry about an annual fee with our business credit cards. Borrow up to $25,000 with rates as low as

6.25%1

APR.

Woman using a credit card to purchase office supplies

Business Term Loans

You can’t run your business without the right tools. Whether you are purchasing equipment, machinery or inventory, a term loan may help you bridge the gap. Terms loans can also be used to purchase or refinance company vehicles, specialty vehicles or fleet vehicles.

A business owner purchasing a piece of equipment with a term loan


How to Apply

Applying for a business loan is as easy as 1, 2, 3. Email Keesler Federal Business Services at [email protected] or schedule an appointment in the form below to arrange a consultation.

Meet with a Keesler Federal Commercial Lender

Want to talk through your options and start the process of applying for a loan? We’d love to meet you! Schedule an appointment with one of our expert Commercial Lenders by filling out the form below. One of our representatives will contact you shortly.

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Business Loans FAQ

Associations

Required documentation:

  • Proof of Tax ID Number
  • Copy of Charter, or Bylaws, or Articles of Organization
  • Specific Letter of Request from the Association
  • Minutes from most recent meeting to identify officers, title and nature of Organization

Corporation (C and subchapter S): All owners or the Corporation’s business location must be within the Credit Union’s field of membership.

Required documentation:

  • Proof of Tax ID Number
  • SOS Website – Certificate of Good Standing
  • Corporate Resolution or Minutes from Corporate Meeting (must be signed by Corp Secretary)
    • Reference this document to confirm responsible individuals that have authority to open deposit accounts for this business

LLC: All members of the LLC or LLC’s Business location must be within the Keesler Federal’s field of membership.

Required documentation:

  • Proof of Tax ID Number
  • SOS Website – Certificate of Good Standing
  • LLC Operating Agreement (Keesler Federal requires, but is not required by the State of Mississippi)
    • Reference this document to confirm responsible individuals that have authority to open deposit accounts for this business.

Partnership (General, Limited, Limited Liability, Joint Venture): All members of the LLC or the LLC’s business location must be within the Keesler Federal’s field of membership.

Required documentation:

  • Proof of Tax ID Number
  • SOS Website – Certificate of Good Standing
  • Copy of Partnership Agreement
  • For Limited Partnerships: Certificate of Limited Partnership

Sole Proprietor: Owner must be within the Keesler Federal’s field of membership.

Required documentation:

  • Proof of Tax ID Number (if not using own SSN)
  • Business License

The business owner does not need to be a member in order for the business to open an account at Keesler Federal; however, each of the business owners need to be within our field of membership. We believe that most business owners will open their personal accounts at the credit union once they see the value of the products and the services that we offer.

Business services may be extended to members who are within our field of membership and in any area where we have a branch location.

We do not offer business services in the U.K.