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BUSINESS CHECKING & SAVINGS

Let’s Get Down to Business

Open an account at a branch near you

Your business matters at Keesler Federal

Investing in your business is an investment in you. At Keesler Federal, investing in your business is also an investment in our community. When your business thrives, our community thrives. Let’s work together to grow together.

Savings Accounts

Need a secure place to store your hard-earned money? Take advantage of our basic business savings accounts.

Want higher dividends? Our business money market accounts and share certificates just might be the ticket.

Compare your savings options

Checking Accounts

If you’re looking for a no-frills account to help you manage your everyday finances, our basic business checking account has you covered.

Want to earn dividends on your checking account balance? We can help with that, too.

Compare your checking options

Great service! We came with a complicated transaction, and were met with friendly, cheerful, prompt, professional service.

— Barbara S., Gulfport, MS

Compare Your Business Savings Options

  • Best if you want to:

    Best if you want to:

  • Opening deposit

    Opening deposit

  • Minimum daily balance

    Minimum daily balance

  • Access to funds

    Access to funds

  • Dividends

    Dividends

Business Primary Share

  • Best if you want to:

    Earn your business a membership share in the credit union.

  • Opening deposit

    $5

  • Minimum daily balance

    $5

  • Access to funds

    Up to 6 electronic withdrawals per month

  • Dividends

    Compounded quarterly

Business Savers

  • Best if you want to:

    Take advantage of a free, no-fuss savings account.

  • Opening deposit

    $0

  • Minimum daily balance

    $0

  • Access to funds

    Up to 6 electronic withdrawals per month

  • Dividends

    Compounded quarterly

Business Money Market

  • Best if you want to:

    Earn higher dividends with easy access to your funds.

  • Opening deposit

    $2,500

  • Minimum daily balance

    $2,500

  • Access to funds

    Up to 6 electronic withdrawals per month

  • Dividends

    Compounded monthly

Business Share Certificates

  • Best if you want to:

    Secure your savings and maximize your dividends.

  • Opening deposit

    $1,000 for a Business Share Certificate; $100,000 for a Jumbo Share Certificate

  • Minimum daily balance

    $1,000 for a Business Share Certificate; $100,000 for a Jumbo Share Certificate

  • Access to funds

    Six-month and 12-month terms available

  • Dividends

    Compounded quarterly

Compare Your Business Checking Options

  • Best if you want:

    Best if you want:

  • Opening deposit

    Opening deposit

  • Minimum daily balance

    Minimum daily balance

  • Monthly service charge

    Monthly service charge

  • Transaction fees

    Transaction fees

  • Dividends

    Dividends

Basic Business Checking

  • Best if you want:

    A no-frills checking account to help you manage your everyday finances.

  • Opening deposit

    $25

  • Minimum daily balance

    None

  • Monthly service charge

    None

  • Transaction fees

    The first 225 items paid or deposited per statement cycle are free, with a charge of 25¢ per exceeded item

  • Dividends

    None

Smart Business Checking

  • Best if you want:

    To earn dividends on your checking balance and you expect to maintain higher balance levels.

  • Opening deposit

    $25

  • Minimum daily balance

    $2,500 average daily balance requirement to avoid $10 monthly service charge

  • Monthly service charge

    $10 if daily balance falls below $2,500

  • Transaction fees

    The first 350 items paid or deposited per statement cycle are free, with a charge of 25¢ per exceeded item

  • Dividends

    Compounded monthly

Own a Law Practice? Open an IOLTA (Interest on Lawyers Trust Account)

Keesler Federal is a partner financial institution in the Mississippi Bar Foundation’s IOLTA program, specifically designed for attorneys and law firms. You get an interest-bearing checking account to hold short-term or nominal client funds, and dividends are sent to the Mississippi Bar Foundation to support public legal programs.

  • No monthly service charge
  • Free online/mobile/bill pay account access
  • Minimum opening deposits are $5 for Primary Share and $25 for Smart Checking

IOLTAs are exclusively available at the Downtown Gulfport and Pass Road branches. For more information, please call 1-888-533-7537.

lawyer working on computer at desk

Business Checking & Savings FAQs

  1. Sole Proprietorship: Owner must be within the Keesler Federal’s field of membership.
  2. Partnership (General, Limited, Limited Liability, Joint Venture): All Partners must be within the Keesler Federal’s field of membership.
  3. Limited Liability Company (LLC): All members of the LLC or the LLC’s business location must be within the Keesler Federal’s field of membership.
  4. Corporation (C and subchapter S): All owners or the Corporation’s business location must be within the Credit Union’s field of membership.
  5. Non-profit organizations and unincorporated associations such as municipal accounts within Keesler Federal’s field of membership.

The business owner does not need to be a member in order for the business to open an account at Keesler Federal; however, each of the business owners need to be within our field of membership. We believe that most business owners will open their personal accounts at the credit union once they see the value of the products and the services that we offer.

Business services may be extended to members residing in any state where the credit union has a branch presence.

You can make business deposits via mail, by visiting any of the Keesler Federal’s branch locations, or through ACH. Cash, cashier’s checks and valid negotiable checks will be credited immediately to the account. You cannot deposit money to a business account via an ATM machine or at shared branching outlets.

Open Your Business Account Today

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