Whatever your savings goals, we can help you get there
Whether you’re preparing for the holidays, starting a college fund, or saving up for a down payment on a home or car, our versatile savings account options will help you make a plan — and stick to it.
Personalize Your Account Names
With our Alternative Share Savings account, you can set up custom names to keep you focused on your savings goals.
Set up Automatic Transfers
By transferring funds automatically to your savings account, you can save money before you have a chance to spend it.
Get Dividends
Dividends are paid quarterly based on your actual daily balance. Earn higher dividend rates if your balance is $5,000 or more.
Let’s find a savings account that fits your needs:
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Best if you want to:
Best if you want to:
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Minimum Deposit
Minimum Deposit
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Dividends
Dividends
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Automatic Transfers
Automatic Transfers
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Federally Insured by NCUA
Federally Insured by NCUA
Primary Share Savings
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Best if you want to:
Take advantage of the basic savings account that comes with your membership.
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Minimum Deposit
$5
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Dividends
0.25%
or0.30%
if balance is $5000 or more, paid quarterly. -
Automatic Transfers
-
Federally Insured by NCUA
Alternative Share Savings
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Best if you want to:
Personalize your savings account to fit your savings needs.
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Minimum Deposit
$0
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Dividends
0.25%
or0.30%
if balance is $5000 or more, paid quarterly.
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Automatic Transfers
-
Federally Insured by NCUA
Christmas Share Savings
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Best if you want to:
Save all year so the holiday shopping season won’t take you by surprise.
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Minimum Deposit
$1
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Dividends
0.30%
paid quarterly. -
Automatic Transfers
-
Federally Insured by NCUA
High Interest Money Market Account (HIMMA)
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Best if you want to:
Earn higher dividends with easy access to your funds.
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Minimum Deposit
$2,500
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Dividends
0.40%
to0.50%
, based on account balance. Paid monthly. -
Automatic Transfers
Limited to six per month
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Federally Insured by NCUA
Simply Debit Savings Account
Simply Debit—a savings account with a debit card—is designed for members who may not qualify for a standard checking account, but still need the convenience of an account with a debit card. For a $10 monthly fee, you enjoy:
- Free MasterCard Debit Card
- Free Keesler Online
- Free Keesler Mobile
- Worldwide ATM access
If you don’t sign up for eStatements, there is an additional $10 monthly fee. After a year of responsibly using Simply Debit, you may apply for one of our regular checking accounts.
Contact us about opening a Simply Debit account
Savings Calculators
Savings FAQs
Minimum $5.00 deposit to open. Keesler Federal will deposit the first $5.00 for all new members up to 12 months of age.
No, members are not required to have any other accounts to open a savings account. However, to open a checking account members are required to have a savings share account with a minimum of $5 at all times, which can be utilized as a savings account.
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Disclosures
See our Truth in Savings statement for Deposit Account Rates, Terms & Fees