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CREDIT CARDS

Open Up Possibilities, Unlock Rewards

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Your current credit card will stop working on October 15th, 2019. If you have not received your new VISA, please call us at 1-888-533-7537 Ext. 6420.

Visa Signature

Visa Signature

Great for members who typically don’t carry a balance month to month but still want great rewards.

Intro APR: 0% interest rate for the first 12 months on purchases and balance transfers.

APR: After 12 months, rates start as low as the actual prime rate, (current prime rate is 5.00%1) depending upon your credit.

Benefits: Earns 2% cash back or 3 points for every $ spent; plus a $100 credit with $1,500 in purchases within the first 90 days of having the card.

Visa Rewards

Visa Rewards

Great for members who carry a balance over and want to enjoy low rates and great rewards.

Intro APR: 1.99% interest rate for the first 12 months on purchases and balance transfers.

APR: After 12 months, rates start as low as the actual prime rate, (current prime rate is 5.00%1) depending upon your credit.

Benefits: Points earned toward merchandise and travel. Plus, get 10,000 points for $1,000 in purchases made within the first 90 days of having the card.

Visa Classic

Visa Classic

Perfect for members who are establishing or rebuilding credit.

Intro APR: 1.99% interest rate for the first 12 months on purchases and balance transfers.

APR: After 12 months, rates start as low as the actual prime rate, (current prime rate is 5.00%1) depending upon your credit.

Benefits: Lets you take advantage of low rates while establishing your credit and/or improving your credit score.

All cards feature:

  • No balance transfer fee
  • No annual fees
  • 25-day grace period
  • Credit limits up to $25,000
  • Low, flat $5 cash advance fee

Low fees with each card type.

  • Annual fee: $0
  • Replacement card fee: $5
  • Cash advance fee: $5
  • Late payment fee: Up to $25 if payment is 10 days late
  • Return item fee: Up to $25 per returned item
  • Foreign transaction fee: 1% of transaction
  • Credit Disability/Credit Life Insurance available at minimal cost

Credit Card FAQs

To provide members with better rates, benefits and rewards, we recently converted our existing credit card program. All current Keesler Federal credit card account holders are automatically receiving Visa cards to replace their existing card, which will soon be deactivated. To avoid interruption of service, please activate your new Visa card as soon as it arrives.

Once you activate your new Visa card, the balance on your existing credit card will automatically transfer to the new Visa account. This balance will continue to accrue interest at your pre-existing interest rate until it is paid in full. New purchases made with your Visa card will be subject to the rate of your new Visa card.

Your current credit card will stop working on October 15th, 2019. If you have not received your new VISA please call us at 1-888-533-7537 Ext. 6420 us as soon as possible.

Your new Visa card has a different card number and expiration date. Therefore, if your old Keesler Federal credit card is on file with any merchants for recurring payments (e.g.: mobile phone/internet service, Amazon, Netflix, PayPal, etc.), please remember to update those accounts with your new card information.

As part of the card conversion process, payments and balances were briefly unavailable on Keesler Online. This temporary situation has been resolved and you may now access your account information and make payments online. If you have any questions about balances or payments, please call us at 1-888-KEESLER (533-7537).

Keesler Federal is committed to serving our members by offering the best financial solutions available. Our new Visa card program provides you with more advantageous benefits such as low variable rates, no annual fees and more robust cash and points rewards options.

The payments for credit card accounts are calculated at 3% of the balance plus any over limit amount. Credit Life and Credit Disability is calculated and added each month based on the balance of the account at the time statements run.

Want to take advantage of Keesler Federal’s low rates? You can transfer up to your Keesler Federal credit card limit from another credit card. The best part? We don’t charge any balance transfer fees!

Fill out our Balance Transfer form to get started.

Up to $25,000.

Get your Keesler Federal credit card

Questions?
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Disclosures

Membership eligibility required. Subject to credit approval
1Prime rate current as of 10/01/19 and can change quarterly

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