Savings/Certificates/IRAs

Primary Share Savings Alternative Share Savings Christmas Savings IRA Share Certificates FirstStep Share Certificates IRA Share Certificates
Minimum Balance $5 $0 $1 $25 $1,000 $25 $1,000
Free ATM Card check
Dividends paid quarterly paid quarterly paid quarterly paid quarterly* paid quarterly** paid quarterly paid quarterly*
Automatic Transfers check check check check
Term Length 90 days to 5 years 1 year 90 days to 5 years
Earns Higher Dividends if share balances are $5k & above quarterly tax-deferred dividends vs regular share savings
“Bump-Up” Rate Available check check
Federally Insured by NCUA check check check check check check check

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Truth in Savings * Based Upon Term ** 3, 6 and 9 Month Certificate Interest Paid at Maturity