Why do I need to know who the primary account owner is?

The new online banking will allow primary account owners to see accounts associated with their Social Security number under a single login. For example, if you are the joint owner on your child’s or your parent’s account, then you will see that account listed with your other available accounts – and be able to perform transactions on it.

This change also means that your savings account labeled “Super-Secret Engagement Ring Savings Account” will now be viewable by your partner.

Whether you are the primary or joint account owner may also affect your ability to view and perform certain functions within the online banking.