father and son getting into a car

AUTO LOAN REFINANCE

Pay Less, Get Out More

Apply now

Lower your monthly loan payment

Refinancing with our competitive rates may help lower your monthly auto payments.

Up to 100% Financing

We offer up to 100% financing, plus tax, title and extended warranty.

Flexible Terms

You can pay off your loan on your terms, whether it’s three years, seven years or somewhere in-between.

Competitive Rates

Save your hard-earned money. Our auto loan rates are up to 37% lower than the local competition

Save more with Keesler Federal’s competitive auto loan rates

See today’s auto loan rates

Type

APR as low as1

Estimated monthly payment for 36-month term

1 Actual rates and terms vary based on credit history, loan amount, and collateral.
APR is annual percentage rate.

Type

New Auto

APR as low as1

2.49%

Estimated monthly payment for 36-month term

Monthly payments are approximately $28.89 per $1000 borrowed at 2.49% APR for 36 months.

Type

Used Auto
(3-6 years old)

APR as low as1

2.99%

Estimated monthly payment for 36-month term

Monthly payments are approximately $29.12 per $1000 borrowed at 2.99% APR for 36 months.

Type

Older Auto
(7-9 years old)

APR as low as1

3.99%

Estimated monthly payment for 36-month term

Monthly payments are approximately $29.58 per $1000 borrowed at 3.99% APR for 36 months.

Type

Older Auto (10-24 years old)

APR as low as1

9.39%

Estimated monthly payment for 36-month term

Monthly payments are approximately $32.12 per $1000 borrowed at 9.39% APR for 36 months.

Type

Classic Auto
(25 years and older)

APR as low as1

3.99%

Estimated monthly payment for 36-month term

Monthly payments are approximately $29.58 per $1000 borrowed at 3.99% APR for 36 months.

Refinance Calculators

Refinance FAQs

You can pay online, by phone, by mail or at your nearest branch. You can also set up a recurring online payment option. See all loan payment options here.

No, payments may only be made using debit cards or accounts you have with another financial institution.

Please recall that as part of your loan obligation you are required to maintain physical damage/Comp & Collision insurance for the full term of your loan.

If you have insurance, you will need your insurance declarations page and the notice from Keesler. Then, please fill out this Vehicle Insurance Verification Form. We will contact your insurance agent to verify that the data on the form is correct.

If you do not have insurance, please contact an insurance agency or company of your choice and purchase full coverage, including comprehensive and collision, and list Keesler Federal Credit Union as the lien holder.

Save money, gain peace of mind

Worry a little less about tomorrow. As you consider refinancing your auto loan, consider our other services to help protect your vehicle and your loved ones. Contact us to learn more.

female mechanic working on a car

Mechanical Repair Coverage

Unexpected repairs can happen after your factory warranty expires. Mechanical Repair Coverage (MRC) helps you limit the cost of any breakdowns. You pay only the applicable deductible, if any.

Couple watching as car is towed away

GAP Protection

If your vehicle is deemed a total loss, GAP Protection helps fill the gap between what your insurance will pay and what you owe on your loan. GAP Plus may cancel part of your next loan, when you purchase a replacement vehicle.

Couple packing up car for a road trip

Credit Life & Disability

Credit Insurance may make your loan payments when you can’t. Protecting your loan payments against unexpected and covered life events and disability could help protect more than your finances.

Are you active duty? We have a little extra something for you

We understand active duty comes with a great deal of sacrifice. And, we know those who serve go above and beyond for that duty. At Keesler Federal, we believe you deserve the same in return. That’s why we offer an Active Duty Discount Program which qualifies you for an exclusive .25% discount on auto loans.

Learn more about our Active Duty Discount program

We love our members. Here’s our way of saying thanks.

Sometimes, a tote bag isn’t the surprise gift you really need. With Keesler Federal’s innovative Member Giveback program, you could win a car payment just for being a member. Every month, we reimburse one lucky member’s auto loan payment! Why do we do it? Because we think you deserve more.

Learn more about our Member Giveback program
Stop by one of our branches
Find your nearest branch
Apply online to refinance your loan
Apply now

Disclosures

Membership & credit eligibility required. Actual rates and terms vary based on credit history, loan amount, and collateral.

By clicking here, you’ll be leaving kfcu.org. Keesler Federal Credit Union is not responsible for the product, service, overall website content, security or privacy policies on any external third-party sites.

Cancel Accept