Lower your monthly loan payment
Refinancing with our competitive rates may help lower your monthly auto payments.
Up to 100% Financing
We offer up to 100% financing, plus tax, title and extended warranty.
Flexible Terms
You can pay off your loan on your terms, whether it’s three years, seven years or somewhere in-between.
Competitive Rates
Save your hard-earned money. Our auto loan rates are up to 37% lower than the local competition
Save more with Keesler Federal’s competitive auto loan rates
See today’s auto loan rates
|
Type |
APR as low as1 |
Estimated monthly payment for 36-month term |
|---|---|---|
|
1 Actual rates and terms vary based on credit history, loan amount, and collateral. |
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|
Type New Auto |
APR as low as1 4.29% |
Estimated monthly payment for 36-month term Monthly payments are approximately $29.71 per $1000 borrowed at 4.29% APR for 36 months. |
|
Type Used Auto |
APR as low as1 4.29% |
Estimated monthly payment for 36-month term Monthly payments are approximately $29.71 per $1000 borrowed at 4.29% APR for 36 months. |
|
Type Older Auto |
APR as low as1 4.29% |
Estimated monthly payment for 36-month term Monthly payments are approximately $29.71 per $1000 borrowed at 4.29% APR for 36 months. |
|
Type Older Auto (10-24 years old) |
APR as low as1 10.29% |
Estimated monthly payment for 36-month term Monthly payments are approximately $32.54 per $1000 borrowed at 10.29% APR for 36 months. |
|
Type Classic Auto |
APR as low as1 6.29% |
Estimated monthly payment for 36-month term Monthly payments are approximately $30.64 per $1000 borrowed at 6.29% APR for 36 months. |
Refinance Calculators
Refinance FAQs
You can pay online, by phone, by mail or at your nearest branch. You can also set up a recurring online payment option. See all loan payment options here.
No, payments may only be made using debit cards or accounts you have with another financial institution.
Please recall that as part of your loan obligation you are required to maintain physical damage/Comp & Collision insurance for the full term of your loan.
If you have insurance, you will need your insurance declarations page and the notice from Keesler. Then, please fill out this Vehicle Insurance Verification Form. We will contact your insurance agent to verify that the data on the form is correct.
If you do not have insurance, please contact an insurance agency or company of your choice and purchase full coverage, including comprehensive and collision, and list Keesler Federal Credit Union as the lien holder.
Save money, gain peace of mind
Worry a little less about tomorrow. As you consider refinancing your auto loan, consider our other services to help protect your vehicle and your loved ones. Contact us to learn more.
Mechanical Breakdown Protection
Expensive repair bills can leave you stranded financially unless you have an extended service plan. Protect your investment with Mechanical Breakdown Protection. Contact us to learn more.
GAP Advantage
In most cases, your vehicle is worth a lot less the second you drive it off the lot. Guaranteed Asset Protection Advantage coverage can help you fill in that gap. Contact us to learn more.
Credit Life & Disability
Credit insurance may make your loan payments when you can’t. Protecting yourself against unexpected life events and disability could help protect more than your finances. Contact us to learn more.
Are you active duty? We have a little extra something for you
We understand active duty comes with a great deal of sacrifice. And, we know those who serve go above and beyond for that duty. At Keesler Federal, we believe you deserve the same in return. That’s why we offer an Active Duty Discount Program which qualifies you for an exclusive .25% discount on auto loans.
We love our members. Here’s our way of saying thanks.
Sometimes, a tote bag isn’t the surprise gift you really need. With Keesler Federal’s innovative Member Giveback program, you could win a car payment just for being a member. Every month, we reimburse one lucky member’s auto loan payment! Why do we do it? Because we think you deserve more.
Disclosures
Membership & credit eligibility required. Actual rates and terms vary based on credit history, loan amount, and collateral.