Vehicle Loans

We make the process fast and easy

Vehicle Loans

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Apply for a Vehicle Loan

The application process will take approximately 10 minutes. For your security, the system will log you off if there is no activity for 10 minutes

Already a member? Please have the following handy before you begin:

  • A U.S government-issued photo I.D (e.g. driver’s license, state identification)
  • If applying with a Co-Applicant, please have the secondary applicant’s information
  • Current paystub

Already a member? Please have the following handy before you begin:

  • A U.S government-issued photo I.D (e.g. driver’s license, state identification)
  • If applying with a Co-Applicant, please have the secondary applicant’s information
  • Current paystub

Not yet a member? You can apply for a loan and become a member all at once! Please have the following handy before you begin:

  • A U.S government-issued photo I.D (e.g. driver’s license, state identification)
  • Your social security number
  • If applying for a joint account, please have the secondary applicant’s information
  • How you qualify for membership (confirm your eligibility here).
  • Routing and Account number to fund your new Keesler Federal account

Not yet a member? You can apply for a loan and become a member all at once! Please have the following handy before you begin:

  • A U.S government-issued photo I.D (e.g. driver’s license, state identification)
  • Your social security number
  • If applying for a joint account, please have the secondary applicant’s information
  • How you qualify for membership (confirm your eligibility here).
  • Routing and Account number to fund your new Keesler Federal account

However you like to get around, we’ll get you in the driver’s seat

Take off on the ride of your choice in no time with our fast and easy application, pre-approval options and flexible terms. We offer loans on new and used motorcycles, watercraft, RVs, outdoor vehicles, golf carts, tractors and lawn mowers.

Choose up to 100% financing for new and used vehicles, plus tax, title and extended warranty. Plus, pay off your loan on your terms, ranging from 3 years to 12 years, depending on your vehicle.

Member Giveback

As an added bonus, having a vehicle loan with us makes you eligible for our monthly Member Giveback drawing.

Current Giveback Winners Official Contest Rules

New Auto Loans TrueCar Buying Service Get Pre-Approved Active Duty Discount FAQs

Vehicle Loans

New Motorcycle Loans*

APR as low as 1

Term

Monthly payment per $1000

APR as low as 1

4.54%

Term

Up to 24 mo.

Monthly payment per $1000

$43.75

APR as low as 1

4.54%

Term

Up to 36 mo.

Monthly payment per $1000

$29.71

APR as low as 1

4.54%

Term

Up to 48 mo.

Monthly payment per $1000

$22.88

APR as low as 1

4.59%

Term

Up to 60 mo.

Monthly payment per $1000

$18.72

APR as low as 1

4.94%

Term

Up to 72 mo.

Monthly payment per $1000

$16.12

*Includes cruiser, sport, touring, off-road, motorized tricycle and dual-purpose motorcycles.

Apply Now or Get Pre-Approved

Vehicle Loans

New Watercraft Loans*

APR as low as 1

Term

Monthly payment per $1000

APR as low as 1

3.04%

Term

Up to 36 mo.

Monthly payment per $1000

$29.14

APR as low as 1

3.50%

Term

Up to 48 mo.

Monthly payment per $1000

$22.39

APR as low as 1

3.80%

Term

Up to 60 mo.

Monthly payment per $1000

$18.36

APR as low as 1

4.80%

Term

Up to 72 mo.

Monthly payment per $1000

$16.05

APR as low as 1

5.55%

Term

Up to 84 mo.

Monthly payment per $1000

$14.43

APR as low as 1

7.04%

Term

Up to 180 mo.

Monthly payment per $1000

$9.04

*Includes powerboats, sailboats, jet-skis, waverunners and other personal watercraft.

Apply Now or Get Pre-Approved

Vehicle Loans

New RV & Camper Loans*

APR as low as 1

Term

Monthly payment per $1000

APR as low as 1

4.75%

Term

Up to 36 mo.

Monthly payment per $1000

$29.92

APR as low as 1

5.05%

Term

Up to 48 mo.

Monthly payment per $1000

$23.11

APR as low as 1

5.30%

Term

Up to 60 mo.

Monthly payment per $1000

$19.05

APR as low as 1

5.55%

Term

Up to 72 mo.

Monthly payment per $1000

$16.40

APR as low as 1

6.29%

Term

Up to 84 mo.

Monthly payment per $1000

$14.79

APR as low as 1

7.30%

Term

Up to 180 mo.

Monthly payment per $1000

$9.19

*Includes motorhomes, campervans, coaches, fifth-wheel trailers, popup campers and truck campers.

Apply Now or Get Pre-Approved

1APR is annual percentage rate. Actual rates and terms vary based on credit history, loan amount and collateral.

Vehicle Loans

New Outdoor Vehicle Loans*

APR as low as 1

Term

Monthly payment per $1000

APR as low as 1

4.04%

Term

Up to 36 mo.

Monthly payment per $1000

$29.60

APR as low as 1

5.04%

Term

Up to 48 mo.

Monthly payment per $1000

$23.11

APR as low as 1

6.04%

Term

Up to 60 mo.

Monthly payment per $1000

$19.41

*Includes four-wheel all terrain vehicles (ATV) and side-by-side utility vehicles (UTV).

Apply Now or Get Pre-Approved

Vehicle Loans

New Golf Cart Loans*

APR as low as 1

Term

Monthly payment per $1000

APR as low as 1

4.04%

Term

Up to 36 mo.

Monthly payment per $1000

$29.60

APR as low as 1

5.04%

Term

Up to 48 mo.

Monthly payment per $1000

$23.11

APR as low as 1

6.04%

Term

Up to 60 mo.

Monthly payment per $1000

$19.41

*Includes gas, electric and diesel models that can also be considered street legal.

Apply Now or Get Pre-Approved

Vehicle Loans

New Tractor Loans*

APR as low as 1

Term

Monthly payment per $1000

APR as low as 1

4.04%

Term

Up to 36 mo.

Monthly payment per $1000

$29.60

APR as low as 1

5.04%

Term

Up to 48 mo.

Monthly payment per $1000

$23.11

APR as low as 1

6.04%

Term

Up to 60 mo.

Monthly payment per $1000

$19.41

*Includes tractors, farm equipment, implements and riding lawn mowers.

Apply Now or Get Pre-Approved

1APR is annual percentage rate. Actual rates and terms vary based on credit history, loan amount and collateral.

Our quick and easy application process usually takes 10 minutes or less to complete

Ready to buy the vehicle of your dreams or get pre-approved before you start shopping? Here’s how the loan process works:

Auto Loans

Complete the Application Process

Upon submittal, you are notified instantly if the loan is approved, denied or referred for additional review.

Auto Loans

Check Your Loan's Status

You can monitor your loan’s progress and send us necessary documents thru our loan status portal.

Vehicle Loans

Close the Loan - Get the Vehicle

Upon receipt of all the required documents, the loan is typically funded within 24 business hours.

Protect yourself and your purchase

Get peace of mind with valuable protection coverage options for your financial security. Take advantage of these valuable protections by asking your loan officer for details or you can request more information here.

Auto Loans

TrueCarProtect your vehicle investment, not just its value

In most cases, your vehicle is worth a lot less the second you drive it off the lot. Guaranteed Asset Protection Advantage (GAP) coverage can help you fill in that gap. GAP is a voluntary, non-insurance product designed to waive the remaining loan balance not covered by your primary insurance carrier settlement in the event of a total loss or unrecovered theft.

Request More Information

Disability Insurance

TrueCarProtect yourself in the event of sickness or injury

Credit Life and Disability insurance may make your loan payments when you can’t and can provide peace of mind during a difficult time. Protecting yourself against unexpected life events and disability could help protect more than your finances. In the event you are sick or injured and unable to work for 31 days or more, this coverage would continue to make the loan payments until you are able to go back to work or until the loan is paid off, whichever comes first.

Request More Information

Loss of Life Protection

TrueCarPeace of mind for your family

In the event you were to pass away, your auto loan would be paid off in full with Keesler Federal Credit Union and a clear title would be issued, leaving no debt to your family.

Coverage is designed to fit your needs, and you decide which payments you want to protect and the monthly premium may be added to your loan. Coverage is designed to fit your lifestyle, it is totally voluntary, it won’t affect your loan approval, and it’s simple to apply. You can sign up for credit insurance at your loan closing or anytime you like.

Request More Information

TrueCarLearn More About Our Protection Plans

Want specific information about our protection plans? Complete the form below and we’ll be right in touch with more information.

Vehicle Loan Calculators

Calculate the terms and payments that best fit your budget.

Frequently Asked Questions

You can pay online, by phone, by mail or at your nearest branch. You can also set up a recurring online payment option. See all loan payment options here.

No, payments may only be made using debit cards or accounts you have with another financial institution.

Please recall that as part of your loan obligation you are required to maintain physical damage/Comp & Collision insurance for the full term of your loan.

If you have insurance, you will need your insurance declarations page and the notice from Keesler. Then, please fill out this Vehicle Insurance Verification Form. We will contact your insurance agent to verify that the data on the form is correct.

If you do not have insurance, please contact an insurance agency or company of your choice and purchase full coverage, including comprehensive and collision, and list Keesler Federal Credit Union as the lien holder.

See all loan FAQs

Active Duty Discount

United States service member laughing with their child and tucking them in on the couch.

Active duty comes with a great deal of sacrifice

Because those who serve our country always go above and beyond, we think you deserve something extra in return. The Active Duty Discount program qualifies you for an exclusive .25% discount on vehicle loans.

Apply Now

Apply for a Vehicle Loan or Pre-Approval

Apply by Phone: 1-888-533-7537
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